Quorum Staging | Free online checking, bill pay, and all the perks of a Debit Mastercard

QClassic

More than what you’d expect from a basic checking account.

FREE ATMS (90,000+ nationwide)
FREE online bill payment
FREE Debit Mastercard^®
Fuel Rewards
Priceless Offers^®
Overdraft protection

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QChoice

All the features of QClassic and more!

Dividends with no minimum balance
- Up to $19,999: 0.05% APY*
- $20K and over: 0.10% APY*
Up to $15/month in ATM fee reimbursements
Requires eStatements and minimum monthly direct deposit(s) totaling $1,000 or minimum average daily balance of $5,000.**

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*Annual percentage yields in effect as of 4/29/20 and subject to change. **A $10 monthly fee applies when these requirements are not met.

The basics, redefined.

Features of all Quorum checking accounts.

Debit Mastercard®

For use wherever Mastercard^® cards are accepted as well as at any of our 90,000+ FREE ATMs nationwide.

You also receive these great benefits:

Priceless^® offers
Zero Liability protection
Mastercard Global Service^TM
Extended Warranty
Mastercard Airport Concierge^TM
Price Protection
Purchase Assurance^®
ID Theft Resolution Services with Wallet Protection

Please contact 800-MCAssist to learn more about your Debit Mastercard^® cardholder benefits.

Alerts

Choose and receive alerts related to your accounts.

Bill Payment Service

This free service lets you manage and pay your bills in one place. Receive, view and pay your bills online or via your mobile device.

Online and Mobile Banking

Check balances, move money, pay bills, make deposits and locate ATMs.

Move Your Money

Move funds either between your Quorum accounts or to external ones. Click here to learn more.

Direct Deposit

Have recurring deposits go directly into your Quorum account (and earn dividends if you get a QChoice account).

eStatements

Receive your statements more quickly and securely by getting them online. Plus, you’ll be doing the environment a favor.

Debit Mastercard®

For use wherever Mastercard^® cards are accepted as well as at any of our 90,000+ FREE ATMs nationwide.

You also receive these great benefits:

Priceless^® offers
Zero Liability protection
Mastercard Global Service^TM
Extended Warranty
Mastercard Airport Concierge^TM
Price Protection
Purchase Assurance^®
ID Theft Resolution Services with Wallet Protection

Please contact 800-MCAssist to learn more about your Debit Mastercard^® cardholder benefits.

Alerts

Choose and receive alerts related to your accounts.

Bill Payment Service

This free service lets you manage and pay your bills in one place. Receive, view and pay your bills online or via your mobile device.

Online and Mobile Banking

Check balances, move money, pay bills, make deposits and locate ATMs.

Move Your Money

Move funds either between your Quorum accounts or to external ones. Click here to learn more.

Direct Deposit

Have recurring deposits go directly into your Quorum account (and earn dividends if you get a QChoice account).

eStatements

Receive your statements more quickly and securely by getting them online. Plus, you’ll be doing the environment a favor.

Compare Checking Accounts

See features side by side

	QClassic	QChoice
Monthly Service Charge	No	No^*
ATM Fee Reimbursement	No	Yes^**
Earns Dividends	No	Yes
Rate Type	N/A	Variable
Free Checks	No	Yes
Free Overdraft Account Transfers	No	Yes
Free Online and Mobile Banking	Yes	Yes
Free Online Bill Pay	Yes	Yes
Account Requirements	No	Yes
Fuel Rewards	Yes	Yes
Priceless Offers	Yes	Yes
Debit Mastercard	Yes	Yes

*A $10 monthly fee will be charged if account requirements are not met.

*ATM fees incurred will be reimbursed up to $15 per month and will be automatically deposited into your account on the 2nd business day of the following month.

Overdraft Protection

Three levels of protection

Checking Reserve Line-of-Credit: Keeps $500 or more ready for transfer should your balance fall short of your needs. All at no cost to you, with no interest charged until you use it. To apply:

Log in to online banking
Under the Quick Links menu, click on “Apply for a credit card/loan”
Click on “Apply for an Overdraft Line-of-Credit” to start your application

Automatic Transfer: This is activated when your account is at risk of being overdrawn, automatically moving funds from your savings to your checking (fees apply for QClassic).
Courtesy Pay: We’ll automatically pay an overdraft, for anything from bill payments to check transactions. A fee of $37 applies for each overdraft. To opt in to Courtesy Pay for your existing checking account, click here.

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Refer to the Truth-in-Savings disclosure for complete terms and conditions.

Direct Deposit

Payday without delay

You work hard for your money so you shouldn’t have to wait for it. Get instant access to paycheck funds the moment they’re deposited into your Quorum account. See your HR department for more details.

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